What are Living Benefits?
Life insurance policies have evolved over the years! Policies today can offer additional benefits that allow you to access funds with a qualifying disability, critical illness, chronic illness, or long-term care. With the US Department of Health and Services determining there is a 70% chance that the average 65 year old will need some form of long-term care services, this is a great way to protect yourself and family from unexpected costs.
Additionally, some policies are equipped with a cash value that is able to be accessed at your discretion and typically tax free. This allows you to have more control over your policy and quickly access a pool of funds!
Lastly, these policies maintain a death benefit that is paid to your beneficiary when you pass. This allows you to have peace of mind knowing that your premium payments are going towards a plan that will either be used by you or passed to your loved ones.
Contact us to see if living benefits are right for you!
Carrier Partners
About Us
4.5K+ Customers Helped
4.5K+ Customers Helped
4.5K+ Customers Helped
Dev and his team have helped over 4,500 clients and families through Financial Services Planning and Life Insurance since 2012!
Nationwide Support
4.5K+ Customers Helped
4.5K+ Customers Helped
We are currently licensed in 22 states and continuing to expand to meet our client's needs!
Carrier Selection
4.5K+ Customers Helped
Carrier Selection
We represent over 30 A rated carriers for the best policies and prices. This means dependable coverage for any situation!
What We Do
Protecting Futures
We have years of insurance experience helping clients prepare for the unknown. Ask us about Living Benefits, Retirement Protection, Premium Finance, Return of Premium, Long Term Care, Final Expense, and many more! We can access any insurance product so you can get the right one for you.
Assessing Need
Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Contact us today, and we'll analyze your insurance needs and get you covered quickly at the right price.
Building Relationships
Everyone has different life insurance needs. Contact us today for a personalized business or individual assessment and find out how we can help protect your hard-won assets.